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📜 Privacy Policy

Effective Date: January 24, 2026

1. Introduction
Welcome to JKME Solution (“we,” “us,” “our”). Your privacy matters to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

2. Information We Collect
We may collect:

  • Personal Information: Name, email address, phone number, billing details when you submit forms or purchase services.

  • Technical & Usage Data: IP address, browser type, pages visited, time spent on pages, device info.

  • Cookies & Tracking: Cookies and similar technologies to improve your experience.

3. How We Use Your Information
We use data to:

  • Provide and manage digital services

  • Respond to inquiries and support requests

  • Process transactions and send receipts

  • Improve website functionality

  • Send updates, newsletters (only if opted in)

4. Sharing Your Information
We do not sell personal data. We may share with:

  • Service providers for processing payments or analytics

  • Legal authorities if required by law

5. Cookies & Tracking
You can disable cookies via your browser settings, but this may affect site functionality.

6. Data Security
We use reasonable safeguards, but no system is 100% secure. We cannot guarantee absolute security.

7. Links to Other Sites
We are not responsible for third-party sites linked on our website.

8. Your Rights
You can request access, correction, or deletion of your data. Contact us at:
📧 Email: jkmesolution@example.com

9. Changes to Policy
We may update this Policy. The updated version will be effective once posted.

📄 Terms & Conditions

Effective Date: January 24, 2026

1. Acceptance of Terms
By using this website and services, you agree to these Terms & Conditions.

2. Service Description
JKME Solution provides digital services as described on the site. You agree to use services only for lawful purposes.

3. Account Responsibility
If you create an account, you are responsible for maintaining confidentiality of login details and all activities under your account.

4. Payments
All fees must be paid as listed. Prices may be changed at any time without notice. Services remain inactive until payment clears.

5. Intellectual Property
All site content, logos, and materials are property of JKME Solution unless stated otherwise. You may not reproduce or use them without permission.

6. User Content
If you submit content (like reviews or messages), you grant us a worldwide, royalty-free right to use, display, and modify it.

7. Prohibited Conduct
You agree not to:

  • Use the site for illegal or harmful activities

  • Attempt to breach security

  • Interfere with other users’ experience

8. Limitations of Liability
We are not responsible for indirect, incidental, or consequential damages arising from use of the site or services.

9. Governing Law
These Terms are governed by the laws of India. Disputes will be resolved in appropriate courts in Uttar Pradesh.

💰 Refund Policy

Effective Date: January 24, 2026

1. General Policy
Due to the digital nature of our services, all sales are final once the service is delivered or work has started — unless otherwise expressly stated.

2. Eligibility for Refunds
You may request a refund within 7 days of purchase only if:

  • The service was not delivered

  • The work delivered is materially defective or not as described

Refunds will be evaluated case-by-case.

3. How to Request a Refund
Email us with:

  • Your name & transaction ID

  • Order date

  • Reason for refund request

4. Refund Process
Approved refunds are processed within 7 business days to your original payment method.

5. Exceptions
We do not refund:

  • Change of mind

  • Services already completed and delivered

  • Partial satisfaction without service breach

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